Many Americans just like you are struggling to pay their bills every month and looking at how they can handle their debt problems. The first step in dealing with your debt problems is to speak to a bankruptcy lawyer to learn about what options may be available to you. For some people filing for bankruptcy may be your best option as a chapter 7 bankruptcy can eliminate credit card debt, medical bills, and stop wage garnishments. A Chapter 13 bankruptcy on the other hand can allow you to strip a second mortgage or make up payments on your home that your…